Let us put an end to your harrassment

Let us put an end to your harrassment

Bankruptcy Attorney In Atlanta GA

“It gives to the honest but unfortunate debtor … a new opportunity in life and a clear field from the future effort, unhampered by the pressure and discouragement of pre-existing debt.”
– The U.S. Supreme Court in explaining bankruptcy’s purpose


If you are on this page chances are you are in the middle of a financial crisis. House payments are behind or in foreclosure, car payments are late, creditors are calling, lawsuits have been threatened or filed. You probably have stopped opening your mail and you hate to answer the phone.

If you have problems such as these, filing for Chapter 7 or Chapter 13 under the U.S. Bankruptcy code may be a solution for you. Either chapter will stop all collection activity as soon as it is filed, and in most cases you can keep all of your property. Let The Galler Law Firm, LLC help you with all your bankruptcy needs.
We are a debt relief agency. We help people file for relief under the Bankruptcy Code.”
Call 770.671-8830.

Are you in the middle of a financial crisis?

How many of these apply to you?

Your mortgage payments are behind, or you’re in foreclosure
Car payments are late and your automobile could be repossessed at any moment
Creditors and bill collectors are calling constantly
You’ve been threatened with lawsuits, or some have been filed
You fear opening the mail and/or hate to answer your phone.
Call 770.671-8830

Schedule an appointment

More than 400,000 student loan borrowers may have placed their faith in a government program with an uncertain future.

400,000 were promised student loan forgiveness. Now they are panicking More than 400,000 student loan borrowers may have placed their faith in a government program with an uncertain future. The Public Service Loan Forgiveness Program promises to cancel any remaining student debt for those who work for the government or nonprofits if they have been […]

Bankruptcy defined, What is a Bankruptcy?

The purpose of a bankruptcy is to protect you from adverse creditor action. With limited exception, the minute your attorney presses the “file case” button on his computer, you and your assets are protected by the bankruptcy law’s automatic stay. Because bankruptcy is a legal proceeding you will have to attend court (usually for a […]

Clients seek Chapter 7 , 13 and Chapter 20 bankruptcy relief

FIRST client is 45 and single. His gross income last year was $98K, which is good. It reached $98K because of bonus. Without bonus, his gross income is $72K. This year started out for him with nothing to expect by way of bonus. So his last four months gross income was $6K a month, net […]

IRS calling people to collect debt

A new tactic the IRS is using to collect back taxes may cause people to think they are the target of a scam. After years of news reports and scam alerts assuring the public that the IRS will never call you to get you to pay a tax bill- this month the IRS will begin […]

Bankruptcy Glossary

341 MEETING A meeting required by law in all cases during which the debtor is questioned under oath by a trustee and creditors about his or her financial affairs. The debtor’s attendance is mandatory. ACQUISITION A Acquisition versioning arising in or related to a bankruptcy case. An adversary proceeding is started by filing a complaint […]

How to File an Offer in Compromise for Your Tax Bill

If you owe the IRS more in taxes than you can comfortably pay, then you may be able to negotiate an offer in compromise. An offer in compromise is pretty much what it sounds like: a compromise on your existing tax bill, meaning you agree to pay part of what you owe, and the IRS […]

How to Stop the IRS from Contacting You

Are you receiving notices from the IRS? Do you owe federal or state taxes to the IRS? Do you have tax returns that haven’t been filed? Once the IRS zeroes in on you, you’re usually in store for a bumpy ride. Letters from the IRS are hard to understand and menacing. Fortunately, there are ways […]

Do You Need a Student Loan Ombudsman?

Do You Need a Student Loan Ombudsman? As outstanding student loan debt stays above the trillion-dollar mark, many fresh graduates are faced with the seemingly insurmountable task of paying down their loans in a weak labor and economic environment. For many new grads, the student loan payments have started rolling in, but a steady and […]

Understanding Bankruptcy

Understanding Bankruptcy Bankruptcy is a set of federal laws and rules that can help individuals and businesses who owe more debt than they can pay. Federal courts have exclusive jurisdiction over bankruptcy cases. This means that a bankruptcy case cannot be filed in a state court. Bankruptcy laws help people who can no longer pay […]

US student debt tops $1.31 trillion: Does Betsy DeVos have a plan?

US student debt tops $1.31 trillion: Does Betsy DeVos have a plan? The growth of student loans drove or a substantial increase in household debt last year, say experts. FEBRUARY 18, 2017 —Student loans were the leading cause for a substantial increase in household debt last year, the Federal Reserve Bank of New York said […]

Mortgage Servicing Industry Seeks To Standardize The Loan Modification Process

Mortgage Servicing Industry Seeks To Standardize The Loan Modification Process Written by Patrick Barnard on February 18, 2017 No Comments Categories : Featured, Mortgage Servicing Can Quicken Loans do for mortgage modifications what it did on the front end for originations via Rocket Mortgage? During a lively panel session presented during the Mortgage Bankers Association’s […]

Student loan forgiveness can come with a tax bomb

Student loan forgiveness may be a sweet deal for borrowers, who have collectively accumulated more than $1.3 trillion in debt. The downside: a potentially big tax bill down the road. The federal government currently offers two types of loan forgiveness for student debt: public service loan forgiveness and loan forgiveness provided by income-based repayment plans, […]

New rules to ensure mortgage lenders, servicers treat borrowers fairly

New rules to ensure mortgage lenders, servicers treat borrowers fairly POSTED: September 12, 2016 It came as quite a shock to many distressed homeowners that the U.S. Treasury’s Home Affordable Modification Program and Home Affordable Refinance Program would end Dec. 31. You still have until then to get out from the “under” that the bursting […]

For-Profit Colleges Account for a Third of All Federal Student Loan Defaults

For-Profit Colleges Account for a Third of All Federal Student Loan Defaults Even though they account for just 26% of all federal loans. Over one-third of federal student loan defaults can be attributed to students at for-profit schools. Students at for-profit colleges accounted for 35% of defaults during the three year period starting in 2013—down […]

What Does My IRS Collection Notice Mean?

You may need help with the IRS if you received an IRS collection notice. If you owe back tax debt to the IRS, you will receive letters with “number codes” on the upper right hand side of the letter. Those “number codes are very important as each IRS collection code signifies a certain step in […]

Tax Resolution Scams

  Tax resolution firms are a misnomer.  They exact high fees from unassuming consumers and seldom resolve anything.   These firms are a relatively recent development, and they are becoming a serious problem for consumers in our country. Tax resolution scams advertise heavily, offering to settle Federal tax obligations for a fraction of the amount owed, […]

Ocwen partners with NAACP to help struggling homeowners

  Planning four community outreach events in 2016 April 5, 2016 Ben Lane KEYWORDS BORROWER ASSISTANCE NAACP OCWEN OCWEN FINANCIAL OCWEN FINANCIAL CORP. OCWEN LOAN SERVICING Ocwen Financial is partnering with the NAACP to host a series of community outreach events designed to reach struggling borrowers and help them stay in their homes. According to […]

Ringleader of massive, brazen mortgage modification fraud scheme pleads guilty

Ringleader of massive, brazen mortgage modification fraud scheme pleads guilty Joins co-conspirators in admitting guilt March 23, 2016 Ben Lane 3 Comments KEYWORDS LOAN MOD SCAMS LOAN MODIFICATION MORTGAGE FRAUD MORTGAGE FRAUD INVESTIGATIONMORTGAGE MODIFICATION The supposed ringleader of a massive mortgage modification fraud scheme pleaded guilty earlier this week to charges that he and others […]

Corinthian Students Face Tough Choice to Discharge Loans

Makenzie Vasquez, of Santa Cruz, Calif., poses for a picture in Washington, Monday, March 30, 2015. Former and current college students calling themselves the “Corinthian 100” say they are on a debt strike and refuse to pay back their student loans. Manuel Balce Ceneta / AP Students at the abruptly shuttered Corinthian Colleges campuses have […]

Ex-Students With ‘Income-Based’ Loan Payments Face Crushing Tax Bil

Michael Hulshof left the University of La Verne in 2012 with his law degree and $145,000 in student debt. Today, that figure is about $220,000 and, by the time he’s 55, he figures it will be around $400,000. That’s when his real problems could begin. Hulshof, a 33-year-old attorney in Antioch, California, entered into a […]

Find Out Now

Is Bankruptcy Right For You?