Let us put an end to your harrassment

Let us put an end to your harrassment

Bankruptcy Attorney In Atlanta GA

“It gives to the honest but unfortunate debtor … a new opportunity in life and a clear field from the future effort, unhampered by the pressure and discouragement of pre-existing debt.”
– The U.S. Supreme Court in explaining bankruptcy’s purpose


If you are on this page chances are you are in the middle of a financial crisis. House payments are behind or in foreclosure, car payments are late, creditors are calling, lawsuits have been threatened or filed. You probably have stopped opening your mail and you hate to answer the phone.

If you have problems such as these, filing for Chapter 7 or Chapter 13 under the U.S. Bankruptcy code may be a solution for you. Either chapter will stop all collection activity as soon as it is filed, and in most cases you can keep all of your property. Let The Galler Law Firm, LLC help you with all your bankruptcy needs.
We are a debt relief agency. We help people file for relief under the Bankruptcy Code.”
Call 770.671-8830.

Are you in the middle of a financial crisis?

How many of these apply to you?

Your mortgage payments are behind, or you’re in foreclosure
Car payments are late and your automobile could be repossessed at any moment
Creditors and bill collectors are calling constantly
You’ve been threatened with lawsuits, or some have been filed
You fear opening the mail and/or hate to answer your phone.
Call 770.671-8830

Schedule an appointment

Yes. The current bankruptcy law requires that a debtor wanting to file for bankruptcy protection must obtain credit counseling prior to filing a case. The credit counseling must be completed within six months prior to the date the case is filed. Debtors must receive the credit counseling only from those agencies that have been approved by their

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The fee paid to the United States Bankruptcy Court for filing a Chapter 13 case is presently $310.00, Attorney Fees for Chapter 13 in Northern district of Georgia,  can vary but are normally set  around  $4000.00 for first filing although few law firms actually provide this information on website, in fact many people filing chapter

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Alternatives to Chapter 7 Debtors should be aware that there are several alternatives to chapter 7 relief. For example, debtors who are engaged in business, including corporations, partnerships, and sole proprietorships, may prefer to remain in business and avoid liquidation. Such debtors should consider filing a petition under chapter 11 of the Bankruptcy Code. Under

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Chapter 13 – This chapter of the Bankruptcy Code provides for adjustment of debts of an individual with regular income. Chapter 13 allows a debtor to keep property and pay debts over time, usually three to five years. Background A chapter 13 bankruptcy is also called a wage earner’s plan. It enables individuals with regular

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  Bankruptcy,  Right Choice?  The decision to file for bankruptcy should never be taken lightly. You will be committing to a complicated process that will negatively affect your credit for years. However, for some consumers, bankruptcy is a necessary and even beneficial ordeal.   So, is a bankruptcy filing necessary for your situation? And which

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Introduction: It’s about Forgiveness AND Lower Payments Student loan forgiveness can vary widely in both timing and the amount forgiven depending on the individual program. The good news is even with some forgiveness programs taking time; there are often ways to lower your student loan payment in less than 60 days. With so many options

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Call us before you file Chapter 13!. If you are currently in a Chapter 13 Bankruptcy and paying large mortgage arrears in your Chapter 13 plan, we maybe still be we maybe able to lower your Chapter 13 plan payment , or allow you to get out of Chapter 13 totally. Find out way the

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Like a spaghetti western, student loan borrowers have to keep an eye out for trouble coming out of the shadows. There were a number of notable developments — good and bad — for student loan borrowers in 2017, and even bigger changes are likely to be in store for 2018. Now that Congress has had

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Parents funded 31% of college costs for their children in the 2016 to 2017 school year, according to Sallie Mae’s comprehensive look at How America Pays for College. While most of this cash came from savings, parents borrowed money to pay around 8% of costs associated with college for their kids. Parents who are taking

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It remains to be seen whether the big three loan servicers will continue to compete for borrowers next year. Three companies are now responsible for collecting payments on more than 90 percent of outstanding federal student loan debt, after antitrust regulators raised no objections to Nelnet’s acquisition of a larger rival, Great Lakes Educational Loan

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400,000 were promised student loan forgiveness. Now they are panicking  More than 400,000 student loan borrowers may have placed their faith in a government program with an uncertain future. The Public Service Loan Forgiveness Program promises to cancel any remaining student debt for those who work for the government or nonprofits if they have been

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The purpose of a bankruptcy is to protect you from adverse creditor action. With limited exception, the minute your attorney presses the “file case” button on his computer, you and your assets are protected by the bankruptcy law’s automatic stay. Because bankruptcy is a legal proceeding you will have to attend court (usually for a

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FIRST client is 45 and single. His gross income last year was $98K, which is good. It reached $98K because of bonus. Without bonus, his gross income is $72K. This year started out for him with nothing to expect by way of bonus. So his last four months gross income was $6K a month, net

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A new tactic the IRS is using to collect back taxes may cause people to think they are the target of a scam. After years of news reports and scam alerts assuring the public that the IRS will never call you to get you to pay a tax bill- this month the IRS will begin

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341 MEETING A meeting required by law in all cases during which the debtor is questioned under oath by a trustee and creditors about his or her financial affairs. The debtor’s attendance is mandatory. ACQUISITION A Acquisition versioning arising in or related to a bankruptcy case. An adversary proceeding is started by filing a complaint

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If you owe the IRS more in taxes than you can comfortably pay, then you may be able to negotiate an offer in compromise. An offer in compromise is pretty much what it sounds like: a compromise on your existing tax bill, meaning you agree to pay part of what you owe, and the IRS

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Are you receiving notices from the IRS? Do you owe federal or state taxes to the IRS? Do you have tax returns that haven’t been filed? Once the IRS zeroes in on you, you’re usually in store for a bumpy ride. Letters from the IRS are hard to understand and menacing. Fortunately, there are ways

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Do You Need a Student Loan Ombudsman? As outstanding student loan debt stays above the trillion-dollar mark, many fresh graduates are faced with the seemingly insurmountable task of paying down their loans in a weak labor and economic environment. For many new grads, the student loan payments have started rolling in, but a steady and

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Understanding Bankruptcy Bankruptcy is a set of federal laws and rules that can help individuals and businesses who owe more debt than they can pay. Federal courts have exclusive jurisdiction over bankruptcy cases. This means that a bankruptcy case cannot be filed in a state court. Bankruptcy laws help people who can no longer pay

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US student debt tops $1.31 trillion: Does Betsy DeVos have a plan? The growth of student loans drove or a substantial increase in household debt last year, say experts. FEBRUARY 18, 2017 —Student loans were the leading cause for a substantial increase in household debt last year, the Federal Reserve Bank of New York said

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Is Bankruptcy Right For You?