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Bankruptcy Attorney In Atlanta GA

“It gives to the honest but unfortunate debtor … a new opportunity in life and a clear field from the future effort, unhampered by the pressure and discouragement of pre-existing debt.”
– The U.S. Supreme Court in explaining bankruptcy’s purpose

If you are on this page chances are you are in the middle of a financial crisis. House payments are behind or in foreclosure, car payments are late, creditors are calling, lawsuits have been threatened or filed. You probably have stopped opening your mail and you hate to answer the phone.

If you have problems such as these, filing for Chapter 7 or Chapter 13 under the U.S. Bankruptcy code may be a solution for you. Either chapter will stop all collection activity as soon as it is filed, and in most cases you can keep all of your property. Let The Galler Law Firm, LLC help you with all your bankruptcy needs.
We are a debt relief agency. We help people file for relief under the Bankruptcy Code.”
Call 770.671-8830.

Are you in the middle of a financial crisis?

How many of these apply to you?

Your mortgage payments are behind, or you’re in foreclosure
Car payments are late and your automobile could be repossessed at any moment
Creditors and bill collectors are calling constantly
You’ve been threatened with lawsuits, or some have been filed
You fear opening the mail and/or hate to answer your phone.
Call 770.671-8830

Schedule an appointment

Student loan crisis

Forty million Americans have student debt. Together, they owe more than a trillion dollars — an amount that has doubled since the great recession. Americans now have more student loan debt than debt from credit cards, car loans, and home equity lines of credit. country, interests rates as high as 11, 12 and 13 percent.<br/><br/>We […]

David E. Galler, Receives an Avvo rating of superb 10, the sites highest possible rating

Mr. Galler was also recently received an Avvo Rating of 10 by the National Largest Website for rating Attorneys.   10.0 – 9.0 Superb 8.9 – 8.0 Excellent 7.9 – 7.0 Very Good 6.9 – 6.0 Good 5.9 – 5.0 Average 4.9 – 4.0 Concern 3.9 – 3.0 Caution 2.9 – 2.0 Strong Caution 1.9 […]

David E. Galler selected for the 2016 Martindale-Hubbell® Client Distinction Award

For the fifth year in row David E. Galler has been selected for the  Martindale-Hubbell® Client Distinction Award. The award  is given to less than 1% of the 900,000+ attorneys listed on Lawyers.com and Martindale.com.    

3 ways to tackle paying back private student loans

Only 8% of the $1.3 trillion in outstanding student loan debt is owned by banks and financial firms. But those loans can give borrowers big headaches. Private student loans don’t have the same benefits as federal loans, like multiple student loan repayment plans or loan forgiveness options if you work in public service. That has […]

Mortgage modification fraudsters admit guilt in brazen, predatory scheme

Mortgage modification fraudsters admit guilt in brazen, predatory scheme California men accused of preying on struggling homeowners February 19, 2016 KEYWORDS  LOAN MOD SCAMS LOAN MODIFICATION MORTGAGE FRAUD MORTGAGE FRAUD INVESTIGATIONMORTGAGE MODIFICATION U.S. ATTORNEY’S OFFICE A pair of California residents pleaded guilty in Connecticut federal court this week to charges that they conspired to defraud […]

Scam Alert: Con artists are targeting student loan holders through social media

Scam Alert: Con artists are targeting student loan holders through social media 2:07 PM. CST February 19, 2016 136 (Photo: WHAS) CONNECT TWEET LINKEDIN GOOGLE+ PINTEREST LOUISVILLE, Ky. (Press Release) — The Kentucky Association of Career Colleges & Schools (KACCS)  issued a scam alert on Friday, to warn the public of con artists that are […]

These maps show the Americans hit hardest by student-loan crunch

  These maps show the Americans hit hardest by student-loan crunch Published: Feb 19, 2016 2:06 p.m. ET It’s a well-documented phenomenon that black and Latino borrowers struggle disproportionately with student debt, but new research indicates that student loans can be particularly crushing for middle-class borrowers of color. Student loan delinquency rates tend to be […]

Forensic loan audits no help in foreclosure

Forensic loan audits no help in foreclosure Posted on 30, Nov -0001 At 12:00 AM  Forensic loan audits no help in foreclosure Forensic loan audits no help in foreclosure Your home is facing foreclosure. You receive a “forensic loan audit” solicitation. The company asks you for upfront fees to conduct a forensic review of your […]

You Can Avoid Foreclosure

You Can Avoid Foreclosure It’s an ugly beast nobody wants to deal with but even if you start off with the best intentions and lots of money on the side, foreclosure can still become a reality in your life. The HARP program and other refinancing methods can all help a homeowner, that’s you, stay in […]

Student loan debt forgiveness

NASHVILLE, Tenn. – Student loan debt forgiveness is a hot topic these days and predatory companies are doing their best to cash in on it. These companies call, email and post ads on social media looking for distressed borrowers who will believe the too good to be true claims. Some companies promise thousands of dollars […]

Tips for getting a mortgage loan modification

Tips for getting a mortgage loan modification Getting a mortgage loan modification might seem like a quest only a mythic hero could achieve. After all, the ranks of those who’ve lost homes in foreclosure dwarf the number of homeowners who’ve received mortgage help. Meet Lisa Langlois, mythic hero. Langlois, a single mom, actress and homeowner […]

Loan Modification Frequently Asked Questions

Loan Modification Frequently Asked Questions A Loan Modification is a permanent change in one or more of the terms of a Borrower’s loan, allows the loan to be reinstated, and results in a payment the Borrower can afford. Question 1: How many Loan Modifications may a Borrower receive? Answer:  Borrowers are permitted to receive a Loan […]

Why Consolidating Student Loans Through Refinancing Can Do More Harm Than Good

Refinancing debt to consolidate multiple loans into a single one is a standard of debt management. Sometimes it’s to get access to a more favorable interest rate. Sometimes it’s to reduce the monthly payment requirements by stretching them out of a longer repayment period. And in some cases, it’s just for the administrative ease and […]

Why 2016 Will Be a Big Year For Student Loans

The nation’s student loan debt has expanded tremendously over the last decade. With more individuals attending college than ever, the demand for student loans has skyrocketed. For the class of 2015, the average amount of student loan debt is over $35,000 according to government data reviewed by Edvisors, a college planning website. As of March […]

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Modifications and the Discharged Mortgage Loan Dilemma

Mortgage borrowers who are granted Chapter 7 bankruptcy discharges and do not reaffirm their mortgages present unique issues for their lenders and mortgage servicers (collectively, mortgage lenders). When a loan secured by a mortgage on the borrower’s principal residence (the mortgage loan) is discharged in bankruptcy, the borrower’s personal liability on that loan is removed. […]

Missing payments? Here’s how to avoid foreclosure

Most people who sign a mortgage don’t intend to walk away from it. Still, unforeseen circumstances — huge medical bills, lost jobs, divorce or eroding property values — can overwhelm even the best-intentioned borrower. A simple twist of fate can leave you facing a homeowner’s worst nightmare: foreclosure. Communicate with your lender Lenders want your […]

Nationstar averages 22% approval rate for Loan modifications, many other lenders not much better

During the month of May, which is the most recent data available from the Treasury Department, Nationstar Mortgage’s servicing operations approved 601 loan modification requests… and denied 4,216.  That’s a 12.5 percent approval rate for the month of May.  Cumulatively, based on program-to-date data through the month of May, Nationstar only approved 22 percent of […]

Agreement To Pay Mortgage On Prior Marital Home Is Not Nondischargeable Domestic Support Obligation

Agreement To Pay Mortgage On Prior Marital Home Is Not Nondischargeable Domestic Support Obligation By Scott Riddle on October 21, 2015Posted in Northern District Cases In In re Lawson, Ch. 13 Case No. 13-73476-WLH (click here for .pdf of opinion) the issue was whether a settlement agreement between the Debtor and his former spouse, whereby […]

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