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Let us put an end to your harrassment

Bankruptcy Attorney In Atlanta GA

“It gives to the honest but unfortunate debtor … a new opportunity in life and a clear field from the future effort, unhampered by the pressure and discouragement of pre-existing debt.”
– The U.S. Supreme Court in explaining bankruptcy’s purpose


If you are on this page chances are you are in the middle of a financial crisis. House payments are behind or in foreclosure, car payments are late, creditors are calling, lawsuits have been threatened or filed. You probably have stopped opening your mail and you hate to answer the phone.

If you have problems such as these, filing for Chapter 7 or Chapter 13 under the U.S. Bankruptcy code may be a solution for you. Either chapter will stop all collection activity as soon as it is filed, and in most cases you can keep all of your property. Let The Galler Law Firm, LLC help you with all your bankruptcy needs.
We are a debt relief agency. We help people file for relief under the Bankruptcy Code.”
Call 770.671-8830.

Are you in the middle of a financial crisis?

How many of these apply to you?

Your mortgage payments are behind, or you’re in foreclosure
Car payments are late and your automobile could be repossessed at any moment
Creditors and bill collectors are calling constantly
You’ve been threatened with lawsuits, or some have been filed
You fear opening the mail and/or hate to answer your phone.
Call 770.671-8830

Schedule an appointment

Mortgage Servicing Industry Seeks To Standardize The Loan Modification Process

Mortgage Servicing Industry Seeks To Standardize The Loan Modification Process Written by Patrick Barnard on February 18, 2017 No Comments Categories : Featured, Mortgage Servicing Can Quicken Loans do for mortgage modifications what it did on the front end for originations via Rocket Mortgage? During a lively panel session presented during the Mortgage Bankers Association’s

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Student loan forgiveness can come with a tax bomb

Student loan forgiveness may be a sweet deal for borrowers, who have collectively accumulated more than $1.3 trillion in debt. The downside: a potentially big tax bill down the road. The federal government currently offers two types of loan forgiveness for student debt: public service loan forgiveness and loan forgiveness provided by income-based repayment plans,

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New rules to ensure mortgage lenders, servicers treat borrowers fairly

New rules to ensure mortgage lenders, servicers treat borrowers fairly POSTED: September 12, 2016 It came as quite a shock to many distressed homeowners that the U.S. Treasury’s Home Affordable Modification Program and Home Affordable Refinance Program would end Dec. 31. You still have until then to get out from the “under” that the bursting

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For-Profit Colleges Account for a Third of All Federal Student Loan Defaults

For-Profit Colleges Account for a Third of All Federal Student Loan Defaults Even though they account for just 26% of all federal loans. Over one-third of federal student loan defaults can be attributed to students at for-profit schools. Students at for-profit colleges accounted for 35% of defaults during the three year period starting in 2013—down

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What Does My IRS Collection Notice Mean?

You may need help with the IRS if you received an IRS collection notice. If you owe back tax debt to the IRS, you will receive letters with “number codes” on the upper right hand side of the letter. Those “number codes are very important as each IRS collection code signifies a certain step in

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Tax Resolution Scams

  Tax resolution firms are a misnomer.  They exact high fees from unassuming consumers and seldom resolve anything.   These firms are a relatively recent development, and they are becoming a serious problem for consumers in our country. Tax resolution scams advertise heavily, offering to settle Federal tax obligations for a fraction of the amount owed,

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Ocwen partners with NAACP to help struggling homeowners

  Planning four community outreach events in 2016 April 5, 2016 Ben Lane KEYWORDS BORROWER ASSISTANCE NAACP OCWEN OCWEN FINANCIAL OCWEN FINANCIAL CORP. OCWEN LOAN SERVICING Ocwen Financial is partnering with the NAACP to host a series of community outreach events designed to reach struggling borrowers and help them stay in their homes. According to

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Ringleader of massive, brazen mortgage modification fraud scheme pleads guilty

Ringleader of massive, brazen mortgage modification fraud scheme pleads guilty Joins co-conspirators in admitting guilt March 23, 2016 Ben Lane 3 Comments KEYWORDS LOAN MOD SCAMS LOAN MODIFICATION MORTGAGE FRAUD MORTGAGE FRAUD INVESTIGATIONMORTGAGE MODIFICATION The supposed ringleader of a massive mortgage modification fraud scheme pleaded guilty earlier this week to charges that he and others

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Corinthian Students Face Tough Choice to Discharge Loans

Makenzie Vasquez, of Santa Cruz, Calif., poses for a picture in Washington, Monday, March 30, 2015. Former and current college students calling themselves the “Corinthian 100” say they are on a debt strike and refuse to pay back their student loans. Manuel Balce Ceneta / AP Students at the abruptly shuttered Corinthian Colleges campuses have

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Ex-Students With ‘Income-Based’ Loan Payments Face Crushing Tax Bil

Michael Hulshof left the University of La Verne in 2012 with his law degree and $145,000 in student debt. Today, that figure is about $220,000 and, by the time he’s 55, he figures it will be around $400,000. That’s when his real problems could begin. Hulshof, a 33-year-old attorney in Antioch, California, entered into a

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Even Well-Off Black Students Carry More Loan Debt

As student loan debt plays a growing role in the gap between America’s haves and have-nots, new research suggests that imbalance could make it even harder for young minorities to climb the income ladder. That black college students bear a greater student loan debt burden than their white peers is no surprise, but a new

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Millennials Looking for Student Loan Reimbursement From Employers

Millennials Looking for Student Loan Reimbursement From Employers CAREERS POSTED BY TERRI WILLIAMS ON MARCH 11, 2016 AT 5:05 PM While installing a climbing wall, relaxing the company’s dress code, or serving organic food may make one company sound cooler than the competitors, it turns out that millennials would prefer to receive help with the

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6 lies you’ll hear from the student loan assistance companies:

Because of the huge number of people in distress over student loans hundreds of so called Student Loan Assistance programs have opened. While some may no good work most  are simply companies that do poor work , tell lies and use high pressure sales tactics.  6 lies you’ll hear from the student loan assistance companies:

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Wells Fargo to Pay 1.2 Billion for mortgage fraud

Wells Fargo to Pay 1.2 Billion Posted on March 3, 2016 by Richard Siccone Settling claims that stem from an intense period of mortgage fraud, Wells Fargo has agreed to pay 1.2 Billion dollars in the wake of a major US Lawsuit. The Lawsuit, filed in Federal court details misconduct riddled throughout the counties largest

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Liens on my Home, will they be removed in Bankruptcy?

In brief, the liens will almost certainly delay or prevent the sale of your home. As well, while it may be possible to remove the liens, you will need to hire a lawyer. The main thing to understand is that liens survive the bankruptcy process unless special action is taken with the court. In a

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Student loan crisis

Forty million Americans have student debt. Together, they owe more than a trillion dollars — an amount that has doubled since the great recession. Americans now have more student loan debt than debt from credit cards, car loans, and home equity lines of credit. country, interests rates as high as 11, 12 and 13 percent.<br/><br/>We

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David E. Galler, Receives an Avvo rating of superb 10, the sites highest possible rating

Mr. Galler was also recently received an Avvo Rating of 10 by the National Largest Website for rating Attorneys.   10.0 – 9.0 Superb 8.9 – 8.0 Excellent 7.9 – 7.0 Very Good 6.9 – 6.0 Good 5.9 – 5.0 Average 4.9 – 4.0 Concern 3.9 – 3.0 Caution 2.9 – 2.0 Strong Caution 1.9

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David E. Galler selected for the 2016 Martindale-Hubbell® Client Distinction Award

For the fifth year in row David E. Galler has been selected for the  Martindale-Hubbell® Client Distinction Award. The award  is given to less than 1% of the 900,000+ attorneys listed on Lawyers.com and Martindale.com.    

3 ways to tackle paying back private student loans

Only 8% of the $1.3 trillion in outstanding student loan debt is owned by banks and financial firms. But those loans can give borrowers big headaches. Private student loans don’t have the same benefits as federal loans, like multiple student loan repayment plans or loan forgiveness options if you work in public service. That has

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Mortgage modification fraudsters admit guilt in brazen, predatory scheme

Mortgage modification fraudsters admit guilt in brazen, predatory scheme California men accused of preying on struggling homeowners February 19, 2016 KEYWORDS  LOAN MOD SCAMS LOAN MODIFICATION MORTGAGE FRAUD MORTGAGE FRAUD INVESTIGATIONMORTGAGE MODIFICATION U.S. ATTORNEY’S OFFICE A pair of California residents pleaded guilty in Connecticut federal court this week to charges that they conspired to defraud

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