To start you have to understand there are Federal and Private student loans and each is handled totally differently. Federal student loans come mostly from the Department of Education. Private loans come from banks like Wells Fargo or other private lenders. Federal Student loans normally cannot be “settled” but we can help, reduce your month payment, remove loan from default status, remove negative credit information from credit report, stop wages garnishments or seizure of income tax returns. Private student loans can be settled in many cases for 30 to 40% of the balance owed.
Galler Law has been helping folks in north Georgia for over 30 years. We handle the widest range of debt problems,
from Bankruptcy, Chapter 7 and Chapter 13, Loan Modifications, foreclosure defense, tax resolution, debt settlement, and Federal and Private student loans. David Galler is a graduate of the of the prestigious Student Loan Law Workshop and one of only ten attorneys in Georgia specially trained by national student loan expert Josh Cohen.
To find the best student loan attorney, look for year of practice, client reviews, and ratings on attorney websites.
David Galler has been in practice 30 years, he has five star ratings throughout the internet. Avvo.com the nationals largest legal rating website, rates attorneys on a 1 to 10 scale with 9-10 considered superb. Mr. Galler has a perfect 10 rating on Avvo. Mr. Galler has also received Martindale Hubbell’s distinguished attorney award for the last ten years.
The process starts with a phone consult to determine the best course of action. After that we schedule an appointment with Mr. Galler. All services are flat fee, or for settlements, our fee is based on a percentage of savings from the settlement.