Georgia has one of the highest bankruptcy rates in the United States. It seems it has only gotten worse with the current economic situation. People who never imagined they could end up filing for bankruptcy find themselves with no other recourse. If this is the situation you find yourself in, you need a bankruptcy chapter 7 lawyer who can help. At Galler Law, we are experienced at helping our clients get through the bankruptcy process and getting a new lease on life.

Filing for Chapter 7 Bankruptcy

In order to file for Chapter 7 bankruptcy, there are certain necessary requirements under the 2005 Bankruptcy Act. This option should only be considered after all mitigation options have been investigated. If you plan to file, you must be willing to undergo credit counseling, take the Georgia Means Test, and gather all needed paperwork. Individuals going through the process have to:

· Agree to 6 months of credit counseling before filing

· Take a financial management course

· Agree to financial counseling

If you find yourself in need of a chapter 7 bankruptcy attorney in Atlanta, contact Galler Law. We have been helping clients recover from financial debt for over 30 years, and we can help you too. We offer a no-obligation consultation.