Federal vs Private Loans
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Don’t Let Private Student Loan Debt Dominate Your Life
HIRE OUR STUDENT LOAN LAWYER SERVING ATLANTA, GA
In today’s economic landscape, you may have had to take out a mixture of federal and private student loans to pay for your education. Now the bills are due. The professionals at Debt Freedom Georgia can protect your borrower’s rights and give you a plan to get rid of your private student loans for good.
Private student loans are given by private lending institutions and are awarded based on your credit. Federal student loans are distributed by the government. While we cannot help with federal student loans, there are options to resolve your private student loans. Our Atlanta, GA student loan lawyer can help you understand your private student loan situation and develop a plan to get them off your back. Get in touch with our office today to get started.
GAIN A BETTER UNDERSTANDING OF YOUR FEDERAL STUDENT LOANS
- Stafford loans are available subsidized and unsubsidized. With subsidized Stafford loans, the government will pay the interest during deferment. If the loan is unsubsidized, interest will continue to pile up during deferment periods.
- PLUS loans are the only federal loans that require good credit. These loans are taken out by parents for their children in undergraduate programs or graduate students.
- The funds for Perkins loans come directly from schools. Schools can hire debt collectors to collect late Perkins loan repayments or transfer the collection responsibilities to the Department of Education.
**We do not currently take federal student loan cases. We recommend you visit https://studentaid.gov/ to learn more about your federal student loans and how you can best handle them.
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