Eviction is the removal of a person from their home either rented or on a mortgage, due to non-payment. If you are in arrears with your rent or mortgage, get a consultation to determine if Galler Law can be of assistance in your situation.
In Georgia, the title of the property belongs to the lender until the dues are met. Also, when a payment gets missed, the borrower has 90 days to make up the payment. If the payment does not get made as agreed under the terms of the loan, then foreclose proceedings begin within 15 days in most cases. It starts with a Notice of Default (NOD).
Once you receive a NOD, contact us and we can offer solutions to stop the eviction from your property. Some solutions we have helped people with include refinancing of your loan through our contacts, negotiation of the loan itself, and readjusting payment schedules. These are just some of the ways we can assist you in saving your home.
Once the foreclosure process goes forward, specific rules for Georgia residents apply to the situation. Residents of this state do not have the right to reinstate the loan before the scheduled foreclosure sale, except in rare circumstances. However, if you can pay back the money owed, the loan can get reinstated. Galler Law will work on your behalf to ensure you keep your home and assist you in working out a payment plan that works for both you and the lender.
Our experienced professionals can guide you through the process, offer support and advice along the way to stop eviction and foreclosure while assisting you with a plan and way to get back on track and reset your debt. Contact us today to schedule an in-person or virtual consultation.