In the current environment, many people have gotten behind on their bills and the harassment from creditors has begun. The time to talk to a debt settlement attorney is here. It may be possible to reset your debt and work with the team at Galler Law.

Using an attorney for debt settlement can be beneficial as they will negotiate with your creditors on your behalf to reduce the amount owed for your debts. This should not be confused with consumer credit counseling which puts most of your accounts in a past due status on the credit bureaus until the balance is paid in full. Only rarely are the balances lowered. During a debt settlement negotiation, an attorney may ask for not only a lesser amount but also stopping the accruing interest or better interest rates or other factors that make repaying a debt harder.

If you’re drowning in debt with no end in sight, get assistance from Galler Law in Georgia. Call today for a free consultation with a debt settlement attorney. There is no office visit necessary as you can choose to do a virtual consultation from the comfort of your home.